eToro vs DEGIRO: Compare and Track Both Brokers
Social trading and crypto vs low-cost traditional investing. Two different approaches — and many investors use both.
Free tier available • No credit card required • CSV import only
eToro vs DEGIRO at a Glance
A quick comparison of two brokers with very different philosophies.
| Feature | eToro | DEGIRO |
|---|---|---|
| Best for | Social trading, copy trading, crypto | Low-cost ETF investing, broad market access |
| Trading fees | Commission-free stocks (spread-based) | Low variable fees |
| Product range | Stocks, ETFs, crypto, CFDs | Stocks, ETFs, bonds, options, futures |
| Platform | Web + mobile | Web + mobile |
| Regulation | CySEC / FCA / ASIC | AFM (Netherlands) / BaFin |
| Social / copy trading | ||
| Crypto trading | ||
| Real stock ownership | ✓ (non-CFD positions) |
Fees and features may change. Verify current terms on each broker's website.
Key Differences Explained
Trading model: eToro pioneered social trading — you can follow other investors, see their portfolios, and automatically copy their trades. DEGIRO takes the traditional approach: a straightforward brokerage focused on low costs and broad market access. The philosophy is fundamentally different.
Fee structures: eToro advertises "commission-free" stock trading, but earns through spreads (the difference between buy and sell prices) and currency conversion fees. DEGIRO charges explicit low commissions per trade. For frequent traders, the total cost depends on trade size and currency — neither is universally cheaper.
Crypto: eToro supports cryptocurrency trading natively — you can buy Bitcoin, Ethereum, and other crypto directly on the platform. DEGIRO does not offer crypto at all. For investors who want crypto alongside stocks, eToro is the obvious choice.
Product depth: DEGIRO offers bonds, options, and futures across many international exchanges — instruments eToro doesn't provide. eToro offers CFDs (Contracts for Difference), which carry higher risk and are not available in all regions.
Withdrawal fees: eToro charges a withdrawal fee (currently $5 per withdrawal). DEGIRO does not charge for withdrawals. For investors who regularly move money out, this is worth noting.
Target audience: eToro appeals to social/beginner traders who want community features and crypto. DEGIRO appeals to cost-conscious, self-directed investors focused on long-term wealth building.
Using Both Brokers? Track Everything in One Place
Some investors use eToro for social trading and crypto exposure, and DEGIRO for traditional ETF and stock investing. Each platform has its strengths, but neither shows you your total portfolio picture.
eToro owns Delta, a portfolio tracking app — but Delta is primarily focused on cryptocurrency portfolios. If you want full analytics across all your investments (stocks, ETFs, crypto, bonds), with time-weighted returns, benchmark comparison, and allocation breakdowns, you need a tracker that handles all asset types and brokers equally.
TrackinV does this. Import CSV exports from both eToro and DEGIRO into one dashboard. See unified time-weighted returns, combined dividends, total allocation breakdown. The whole picture, in about 2 minutes per broker.
What You Get with Multi-Broker Tracking
Once you import from both brokers, TrackinV unlocks analytics neither app provides alone.
Combined TWR Across Both Accounts
See your true time-weighted return across eToro and DEGIRO combined. No more guessing how your total portfolio is performing.
Total Allocation View
Understand your sector and geographic exposure across both brokers. Spot concentration risks you'd miss looking at each app separately.
Unified Dividend Tracking
All dividend payments from both brokers in one view. Track yield, monitor passive income growth, and see which holdings contribute most.
Benchmark Your Entire Portfolio
Compare your combined holdings against S&P 500, MSCI World, or European indices. Finally answer: "Am I beating the market?"
More Comparisons & Guides
Trade Republic vs DEGIRO
How DEGIRO compares to Trade Republic — savings plans, fees, and more.
CompareTrackinV vs Delta
How TrackinV compares to eToro's Delta tracker for portfolio analytics.
CompareBest European Brokers
Compare more European brokers and learn how to track them all.
Compare BrokersFrequently Asked Questions
Is eToro or DEGIRO better?
They serve different purposes. eToro excels at social trading, copy trading, and crypto exposure. DEGIRO offers lower fees for traditional investing, broader market access, and products like bonds, options, and futures. Many investors use both for different strategies.
Can I use both eToro and DEGIRO?
Yes, and some investors do exactly that — eToro for social trading and crypto, DEGIRO for low-cost ETF and stock investing. The challenge is seeing your total portfolio performance, which TrackinV solves.
How do I track both brokers together?
Export your transaction history from each broker and import both CSV files into TrackinV. You'll see unified analytics — performance, dividends, allocation — across all your holdings in about 2 minutes per broker.
Is TrackinV free?
Yes. The free tier includes 1 portfolio with unlimited holdings from multiple brokers. You can track your entire eToro and DEGIRO portfolio combined at no cost.
Does eToro support CSV export?
eToro provides account statements and transaction history exports. Check their platform for current export options — the format and location may vary by region.
Doesn't eToro have its own tracker (Delta)?
Yes, eToro owns Delta, which is a portfolio tracking app. However, Delta is primarily focused on crypto portfolio tracking. TrackinV offers full portfolio analytics with time-weighted return (TWR), benchmark comparison, and allocation analysis across all brokers and asset types — not just crypto.
Track Your eToro & DEGIRO Portfolio Together
Import from both brokers and see your complete portfolio: unified performance, combined dividends, total allocation. Free to start.
Start Tracking — FreeFree tier includes unlimited holdings from multiple brokers